Kaldorio

Terms & Conditions

Last updated: January 15, 2026

These Terms and Conditions (hereinafter, the "Terms") regulate the access and use of the website kaldorio.com (hereinafter, the "Site"), operated by Kaldorio S.A.S. (hereinafter, "Kaldorio" or "the Company"), with domicile at Av. del Libertador 6250, Floor 8, C1428ARS, Autonomous City of Buenos Aires, Argentina, CUIT 30-71784529-3. By accessing and using the Site, you accept these Terms in their entirety.

1. Purpose

The Site aims to provide information about the real estate crowdlending model developed by Kaldorio, as well as facilitate contact between potential investors and the company. The content of the Site is informational in nature and does not constitute financial, legal, or tax advice.

2. Conditions of use

By using the Site, you agree to: provide truthful and current information in contact forms; not use the Site for illegal purposes or contrary to these Terms; not attempt to access restricted areas of the Site or interfere with its operation; respect the intellectual property rights of Kaldorio and third parties.

3. Intellectual property

All content on the Site, including but not limited to texts, graphics, logos, icons, images, design, navigation structure, databases, and software, are the property of Kaldorio or its licensors and are protected by intellectual property laws in force in the Argentine Republic and applicable international treaties. Their reproduction, distribution, public communication, or transformation is prohibited without express authorization.

4. Investments and risks

Investment in real estate crowdlending carries inherent risks. Past returns do not guarantee future results. Kaldorio does not guarantee any return on investments made. Each investor is responsible for evaluating associated risks and seeking independent professional advice before making investment decisions. Kaldorio will not be liable for losses that may arise from users' investment decisions.

5. Limitation of liability

Kaldorio does not guarantee that the Site will operate uninterrupted, error-free, or secure at all times. We will not be liable for direct, indirect, incidental, or consequential damages arising from the use or inability to use the Site, including loss of data, profits, or business interruptions.

6. Personal data protection

The processing of personal data is governed by our Privacy Policy, available on this Site. By using the Site and completing forms, you consent to the processing of your data in accordance with said policy.

7. Modifications

Kaldorio reserves the right to modify these Terms at any time. Modifications will be effective from their publication on the Site. Continued use of the Site after publication of changes implies acceptance of the modified Terms.

8. Applicable law and jurisdiction

These Terms are governed by the laws of the Argentine Republic. For any dispute arising from these Terms or the use of the Site, the parties submit to the jurisdiction of the Ordinary Courts of the Autonomous City of Buenos Aires, waiving any other forum or jurisdiction that may correspond to them.

9. Contact

For inquiries about these Terms and Conditions, you can write to us at: contacto@kaldorio.com, or contact us at our legal domicile.

Kaldorio

Investing in real estate crowdlending involves risks. Returns are not guaranteed and depend on the performance of each project. Before investing, read the Terms and Conditions carefully.

contacto@kaldorio.com

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Kaldorio S.A.S. — CUIT 30-71784529-3

Av. del Libertador 6250, Floor 8, C1428ARS, CABA, Argentina

Registered with the IGJ under No. 14,827 of Book 98 of Simplified Stock Companies

Jurisdiction: Autonomous City of Buenos Aires, Argentine Republic

Year of incorporation: 2021

© 2021–2026 Kaldorio S.A.S. All rights reserved.

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